Top Reasons to get this card
Cash Back Credit Card with No Annual Fee
It is the simplest cashback reward card with zero annual fees. You can avoid the yearly fees and earn quick rewards on your everyday spending.
Reward Points
Cardholders get a 2% cash back on their purchases with no category restrictions and no limit on the cashback amount.
- 1% cashback on all general purchases (excluding gift cards)
- 1% additional cashback when you pay off those purchases
Citi Entertainment
Get exclusive access to presale tickets and VIP packages for concerts, professional football games, high-end restaurant experiences, and more.
Other Benefits
- It offers an 18-month 0% introductory APR on Balance transfers, one of the longest available balance transfer periods.
- The Double Cash card has many Security and Protection benefits such as $0 Fraud Liability, Citi Identity Theft Solutions, Lost Wallet Service, and more.
- You can transfer your cashback to Citi ThankYou Points, where $1 cashback equals 100 ThankYou Points.
Is it the Right Card for you?
The Citi Double Cash Card is ideal for anyone who wants to earn cash back on everyday purchases without paying an annual fee.
This card is especially beneficial for those who make frequent purchases and want to maximize their rewards, as it offers a flat 2% cash back on all purchases with no caps or restrictions.
Additionally, the intro APR 0% 18 months on balance transfers makes this card a good option for those who want to transfer high-interest debt and save on interest charges.
Besides a solid flat-rate rewards structure, Citi double cash card benefits include plenty of security perks. Those who regularly pay off their card balances in full each month must apply for it.
Overall, the Double Cash Card is an excellent choice for individuals who want a simple and straightforward cashback program, along with valuable benefits like travel and purchase protection, access to Citi Entertainment, and more. You can pair it with another Citi Card to maximize the value of your rewards.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
