Introduction

The Uthrive API provides programmatic access to Uthrive’s advanced credit card rewards optimization platform. With these APIs, developers, fintech apps, and partners can seamlessly integrate Uthrive’s powerful reward calculation, card recommendation, and financial insights directly into their own products and workflows.

Uthrive’s cutting-edge algorithms analyze spending, credit card reward programs, and merchant categories to help users maximize the value of every transaction. The API enables you to:

• Calculate earned rewards for any list of transactions.
• Identify missed rewards and find out how much extra value users could have earned by using different cards.
• Recommend the best cards (from a user’s wallet or beyond) for any merchant or purchase scenario.

Built for performance, security, and easy integration, the Uthrive API opens up the ability to supercharge user rewards experiences—whether you’re building a personal finance app, a banking dashboard, or a smart wallet assistant.

Key use cases include:

• Powering in-app rewards insights
• Automating card optimization advice
• Generating personalized card recommendations
• Enabling seamless, real-time transaction analysis

Get started below to bring best-in-class rewards intelligence to your users!