The Challenge
Agents Are Smart—But Not Rewards-Smart
Agentic commerce is changing how people shop—but lack contextually relevant rewards optimization to boost purchase outcomes. Consumers miss rewards, cashback, or trust due to unclear or no financial recommendations.
How Uthrive can help?
- Embed personalized best card advice into agent flows for higher confidence at checkout
- Surface earned/missed rewards for any transaction or merchant instantly.
- Tailor recommendations to user goals (e.g., Delta miles, hotel points, cashback) based on behavior and preferences.
- Activate bank-linked savings and offers seamlessly in the background.
Business Impact
Unlock More Value from Every Transaction
Bring financial intelligence into embedded commerce to maximize lift.
- Increase cart-to-checkout conversions with value-driven nudges
- Build long-term loyalty with hyper-relevant, embedded financial insights
- Monetize through interchange uplift or shared offer economics
Why Uthrive?
Built to Power Smarter Spend Experiences
The infrastructure layer for rewards-aware agentic commerce.
Proprietary merchant-
rewards intelligence
dataset
Real-time API
for best card and
rewards logic
Built for scale:
Structured, verticalized,
and AI-ready
Works across consumer
cards, spend categories,
and banks
