Many of us were asked not to get in a car with strangers when we were little.
Things have changed drastically now as we all use Uber, Lyft, and Taxi rides with ride hailing apps for everyday local travel – we simply call an uber for the airport or friday night out with friends, you should know about the best credit cards for Uber, Lyft, and Taxi rides.
As there are countless credit cards available today, you might want to weigh in each of them offering different rewards and benefits – don’t worry we’ve got you covered.
What credit cards do Uber and Lyft accept?
Before we talk about the best credit cards, you should know that Uber accepts all credit cards backed by major credit card networks like AMEX, VISA, and MasterCard.
Similarly, Lyft also accepts all major credit cards (Visa, MasterCard, Discover, etc. in addition to debit cards or co-op checking accounts.
What is the best credit card for Uber and Lyft?
With time, as the popularity of ride-sharing apps like Uber and Lyft has increased, they have also become a common bonus category for travel and cashback credit cards.
Some cards even come with specific rideshare credits and benefits. See below the top options available today.
Best Credit Cards for Uber, Lyft & Taxi Rides
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Capital One SavorOne Cash Rewards Credit Card
If we have to pick the best credit card for Uber, this one might make it.
With this card, you get 10% cashback on Uber and Uber Eats. It also comes with a complimentary Uber One membership (valid till 11/14/2024).
You also get a generous welcome bonus of $200 if you spend $500 in the first three months.
It offers 5% cashback on hotels and rental cars booked through Capital One Travel. You also get a 3% cash back on dining, entertainment, and popular streaming services.
The card also offers 3% back at grocery stores and 1% back on all other purchases. You also get 8% back on Capital One Entertainment purchases.
To get your money’s worth with this card, make sure you pay your bill in full quickly and avoid the additional interest.
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Chase Sapphire Reserve
When talking about the best credit card for Uber and Lyft, we cannot skip mentioning Chase Sapphire Reserve as it’s the best option for Lyft.
It offers 10X points on Lyft purchases (till March 31, 2025).
You also get an annual $300 travel credit on some travel purchases, including rideshares, flights, and hotels.
It also offers 60,000 points as a welcome offer on spending $4,000 within three months.
You also get 3X points on general travel and restaurant purchases and 10X points on Chase Dining purchases through Ultimate Rewards.
The card offers 10X points on hotel stays and car rentals via Ultimate Rewards and 5X points on air travel through Ultimate Rewards. You also get 1X points on all other purchases.
The card has an annual fee of $550 and perks like Priority Pass Select airport lounge membership and travel insurance benefits.
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American Express Gold Card
The search for a credit card for Uber and other taxi services can also end with the AMEX Gold Card as it offers up to $120 in Uber credits annually that you can use for Uber rides or Eats in the U.S. Redeeming the cards is also simple as you can do that by adding your card as a payment method to the Uber app.
The card also has an amazing welcome offer of 60,000 points if you spend $4,000 in the first six months.
It also offers other rewards like 4 points per $1 at U.S. supermarkets (with a cap of $25,000 annually) and 4 points per $1 you spend at restaurants worldwide (even applicable on takeout and delivery in the U.S.)
You can also get 3 points per $1 on flights booked directly with airlines or via amextravel.com. One point per $1 is offered on all other purchases. To make it worth the annual fee of $250, make sure you use the card regularly.
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Chase Sapphire Preferred Card
With a reasonable fee of $95, this Lyft credit card is worthy of consideration.
It offers 5X points on Lyft purchases (till March 31, 2025) along with 60,000 points as a welcome bonus when you spend $4,000 within three months.
You also get 3X points on dining (eligible delivery services also included), specific streaming services, and online grocery purchases. It also offers 5X points on travel through Chase Ultimate Rewards and 2X points on other travel.
You get 1X points on all other purchases.
Additional perks include a $50 annual hotel stay credit, one free year of DoorDash DashPass, and several travel coverages and protections.
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The Platinum Card from American Express
Some people term this as the best Uber credit card. Why? Because it offers up to $200 in Uber Cash credits annually. You can use it for food delivery and rides when you pay with your card.
You get $15 increments every month, which shoots to $20 in December.
The credits don’t roll over, so you need to ensure that you don’t let them go to waste. You also get 1X points per dollar spent on Uber purchases.
The card also offers 80,000 points if you spend $8,000 on purchases in the first six months.
Other perks of this card include a $200 airline fee credit for incidentals with a select airline annually, up to $240 annually in digital entertainment credits, up to $100 credit for Global Entry or TSA PreCheck, and many others.
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Citi Double Cash Card
The next on the list of credit cards with Uber benefits is the Citi Double Cash Card, which has an annual fee of $0 and offers 2% back on every purchase.
You will get the 1% when you buy and 1% when you pay the bill. It helps ensure you pay on time.
This card is highly recommended because it’s among the highest-earning, flat-rate cashback cards available today.
It’s also a good choice for people who want a simple way to earn rewards across every purchase.
You can also convert your Double Cash rewards into ThankYou points.
It is only applicable if you have an eligible ThankYou credit card from Citi, like the Citi Premier® Card.
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Amex Blue Cash EveryDay Card
The American Express Blue Cash Everyday Credit Card has no annual fee and a $200 cash bonus after spending $2,000 within your first six months.
Cardholders enjoy a 0% intro APR on purchases and balance transfers for 15 months.
With 3% cashback on groceries, U.S. online retail purchases, and gas, and 1% cash back on all other purchases, you’ll see the savings add up quickly.
The card also offers an $84 Disney Bundle Credit, access to American Express Experiences, Car Rental Loss and Damage Insurance, and Purchase Protection.
| Credit card |
Uthrive rating
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Intro offer | Rewards rate | Annual fee | Learn more |
|---|---|---|---|---|---|
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Terms Apply |
Rating
4.6/5
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Intro Offer bonus_miles |
Reward Rates 1% - 10% cash back |
Annual Fees annual_fees |
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|
Terms Apply |
Rating
4.2/5
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Intro Offer bonus_miles |
Reward Rates 1x - 10x Total Points |
Annual Fees annual_fees |
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|
Terms Apply |
Rating
4.7/5
|
Intro Offer bonus_miles |
Reward Rates 3x - 4x Membership Rewards® Points |
Annual Fees annual_fees |
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|
Terms Apply |
Rating
4.8/5
|
Intro Offer bonus_miles |
Reward Rates 2x - 5x point |
Annual Fees annual_fees |
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|
Terms Apply |
Rating
4.8/5
|
Intro Offer bonus_miles |
Reward Rates Earn 5X Membership Rewards® Points |
Annual Fees annual_fees |
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|
card_name
card_name
Terms Apply |
Rating
4.5/5
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Intro Offer bonus_miles |
Reward Rates Earn 2% on every purchase |
Annual Fees annual_fees |
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|
Terms Apply |
Rating
4.6/5
|
Intro Offer bonus_miles |
Reward Rates 1% - 3% Cash Back |
Annual Fees No Annual Fee Cash Back Card for Families |
How To Earn Bonus Rewards Points with Uber & Lyft?
There are many ways to earn bonus rewards points with Uber and Lyft. Some of them are:
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Pick a Suitable CardWhen it comes to credit cards, you have countless options. So, you need to pick a suitable card after doing some research and pick one that allows you to get decent rewards every time you use Uber, Lyft, or any other similar service provider services.
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Consider Membership ProgramsIt would help if you also considered membership programs like Uber One that allow you to get additional benefits such as 5% off on top-rated Uber drivers.
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Learn Everything About Redeeming RewardsIt would help if you learned everything about redeeming the rewards so that you can get maximum benefit and none of the rewards expire due to non-use.
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Talk with an ExpertIf you have any confusion about bonus rewards points, talk to the customer service team of the card issuer to get clarity and make the most of your rewards.
How to Choose the Best Credit Card for Uber, Lyft
When choosing the best credit card for Uber, Lyft, and other taxi services, here are a few things you need to remember:
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Type Of Rewards
Look at the type of rewards offered and how you can utilize them. The simpler the reward system, the less complicated your finances will be.
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Annual FeeUsually, the lower the annual fee, the better it is for you. Some cards even have no annual fee. When selecting a card with an annual fee, make sure you compare and pick a card whose annual fee can be offset by rewards and perks.
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Welcome BonusThe higher the welcome bonus, the better the card is for you. Just make sure that you meet the eligibility criteria for receiving the bonus, which is usually to spend a certain amount with your card within a specific timeframe.
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Return on spendingWhen you apply for a card, please ensure that it is aligned with your spending habits. It includes both what you buy regularly and how much you spend on such purchases. It will help you make the most of the additional perks while negating the need to overspend.
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Card Pairing StrategyLastly, it would help if you considered a card pairing strategy. For those unaware, it is a strategy in which you pair multiple cards to get the best benefits and value-for-money offers.
How To Get the Most Out of Your Next Uber or Lyft Ride?
When you want to get the most out of your next Uber or Lyft ride, you need to try these tips:
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Get the right one among the best credit cards for Uber and Lyft.
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Always use the card when making the payment to ensure you earn rewards.
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Keep track of the rewards you earn.
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Ensure that you redeem the rewards before they expire.
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Keep track of additional perks and use them wisely too!
Uber Credit Cards FAQs
What credit cards does Uber accept?
Uber accepts many credit cards. Some of the best credit cards for Uber are the Capital One Savor Cash Rewards Credit Card, the American Express Gold Card, and the Platinum Card from American Express.
Can you use a credit card for Uber?
Yes, you can use a credit card for Uber and earn decent rewards as well.
Which credit card gives Uber one for free?
The Capital One Savor Cash Rewards Credit Card gives you Uber One access for free!
Is it good to use credit card for Uber?
Yes, it’s good and highly recommended, especially if you use the right cards with high rewards, like the Capital One Savor Cash Rewards Credit Card, the Platinum Card from American Express, and the American Express Gold Card.
Is it safe to use your credit card on Uber rides?
Yes, it’s 100% safe, as credit cards have the best security!
Does the Chase Sapphire give Uber credit?
Both Chase Sapphire Reserve and Chase Sapphire Preferred Card are good options.
Do rideshares count as travel for credit cards?
Yes, rideshares can count as travel for many credit cards, including the popular Chase Sapphire Reserve credit card.
What is platinum Uber?
Uber Platinum is a membership level of Uber. To reach it, you need 2,500 points.
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