Key Takeaways:
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United Airlines offers a range of branded credit cards catering to diverse flyers, from occasional travelers to frequent flyers seeking premium benefits.
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Discover the best United Airlines credit cards for various travelers, like MileagePlus miles, transferable points, and travel perks.
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Whether you seek to maximize miles or find a new card, our recommendations will guide you to the ideal United credit card.
Do you frequently fly with United Airlines or plan to? Discover the top United Airlines credit cards that can take your travel to the next level while earning valuable rewards.
Whether you’re looking for perks like priority boarding, free checked bags, or earning miles towards your next adventure, these cards offer a range of benefits tailored to United Flyers.
Join us as we explore the best United Airlines credit cards, how you can elevate your journey, and why they are worth it.
8 Best United Airlines Credit Cards
Discover the best credit cards for United Airlines miles designed to enhance your travel experience and rewards accumulation. Selecting the right card can significantly enhance your miles-earning potential.
You can even transfer your Chase Ultimate Rewards points to United at a 1:1 ratio, providing an attractive way to boost your MileagePlus balance instantly.
Our curated list features the best United credit cards, each offering unique perks from elevated miles and airport lounge access to free checked bags and flexible redemption options.
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United℠ Explorer Card - Ideal for Occasional United Flyers
The United℠ Explorer Card is one of the best credit cards for United Airlines due to its versatility and travel perks like priority boarding, no foreign transaction fees, and a free first checked bag.
With annual_fees, it offers a solid welcome bonus to bonus_miles_full
You get 2x miles on United purchases, dining, and direct hotel bookings, along with 1x mile per dollar spent on all other eligible purchases.
Cardholders also enjoy other benefits, such as two United Club one-time passes every year to relax before the flight, and up to $100 for Global Entry, TSA PreCheck, and NEXUS fee credit.
Plus, the card offers 25% back as a statement credit on United in-flight purchases and various comprehensive shopping and travel perks for peace of mind.
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United Quest℠ Card - Top Choice for Frequent Flyers
The United Quest℠ Card stands out as the Best United Credit Card for travelers who often fly with United Airlines. An annual United purchase credit of $125 and a generous welcome bonus of bonus_miles_full offset its competitive annual_fees annual fee.
It offers 3x miles on United purchases (after the annual credit), double miles on dining, select streaming services, and all other travel, including flights, local transit, hotels, trains, car rentals, etc.
Cardholders enjoy several perks like up to 10,000 miles in award flight credits each year, priority boarding, free checked bags – saving up to $320 per round trip, and various travel and shopping benefits.
With 25% savings on in-flight purchases and no foreign transaction fees, you get up to $100 for Global Entry, TSA PreCheck, or NEXUS fee credit to quickly get past security.
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United Gateway℠ Card - Best No Annual Fee United Card
The United Gateway℠ Card is the best United Airlines credit card with no annual fee, offering an easy welcome bonus to bonus_miles_full
Cardholders get 2x miles on local transit & commuting, gas stations, and United purchases, including tickets, Economy Plus, inflight food, etc., along with 1x miles on other eligible purchases.
With no blackout dates and restrictions on MileagePlus miles, the card also comes with valuable shopping and travel benefits.
It is an excellent United card option for those who don’t want the burden of annual fees and don’t travel enough. You can enjoy perks like no foreign transaction fees and 25% back on in-flight purchases.
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United℠ Business Card - Perfect for Business Travelers
The United℠ Business Card is the best United Airlines business credit card with outstanding travel perks for business owners and entrepreneurs who frequently fly United.
With annual_fees, it comes with an amazing welcome offer, where you can bonus_miles_full
It offers double miles on United purchases, dining at restaurants, office supply stores, gas stations, and local transit & commuting, and 1x mile per $1 spent on other eligible purchases.
Cardholders get fantastic benefits, such as a $100 United travel credit after qualifying flight purchases, a free first checked bag, 2 United Club one-time passes each year, and priority boarding.
Plus, you receive 5,000-anniversary bonus miles each year, employee cards at no additional cost, no foreign transaction fees, and comprehensive shopping benefits.
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card_name - Ideal for VIP Lounge Access
The card_name is designed for luxury travelers seeking premium traveling benefits. Get unlimited access to the United Club to relax and enjoy complimentary beverages and snacks before your flight.
This United Airlines credit card offers 4x miles on United purchases, double miles on dining and other travel purchases like hotels, airfare, local transit, trains, and car rentals, and 1x mile on other eligible purchases.
Its exceptional perks, such as Premier Access travel services (priority check-in, security screening, boarding, and baggage handling privileges), free checked bags, 25% back on in-flight purchases, and Complimentary Premier Upgrades on award flights can easily help you offset the high annual fee of annual_fees.
Cardholders have the opportunity to get a substantial welcome bonus and bonus_miles_full
You can also enjoy perks like no foreign transaction fees, up to $100 for Global Entry, TSA PreCheck, or NEXUS fee credit, and valuable travel and shopping benefits.
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Chase Sapphire Preferred® Card - Best for Flexible Travel Rewards
While not a United Airlines-specific card, the Chase Sapphire Preferred® Card is a popular choice among travelers, thanks to its versatile rewards program.
With a annual_fees annual fee, you get a generous welcome bonus of bonus_miles_full
And the ability to transfer your Chase Ultimate Reward points to United at a 1:1 ratio, making it a flexible card for United flights and other travel redemptions.
You can earn a total of 5x points on travel purchases through Chase, 3x on online grocery shopping (excluding Target, Walmart, and Wholesale clubs), dining, and select streaming services, and 1x points on other eligible purchases.
It also comes with perks like no foreign transaction fees for seamless international transactions and comprehensive travel and shopping benefits for peace of mind.
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Chase Sapphire Reserve® - Best Card for Luxury Perks
The Chase Sapphire Reserve® is a luxury travel card, allowing members to transfer their Chase points to United Airlines at 1:1 for an enhanced travel experience.
It is an excellent credit card for United Airlines, boasting a $300 annual travel credit each year and complimentary access to 1,300+ airport lounges worldwide with up to two guests, which makes up for the annual_fees annual fee.
You can get a significant welcome bonus, where you can bonus_miles_full The card offers 5x total points on flights and 10x total points on hotels & car rentals purchased through Chase.
Cardholders also receive 3x points on dining and up to $100 for Global Entry, TSA PreCheck, or NEXUS fee credit, while enjoying perks like no foreign transaction fees and various essential shopping and travel benefits.
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Ink Business Preferred® Credit Card - Top Pick for High-Spending Businesses
The Ink Business Preferred® Credit Card is ideal for small business owners looking to maximize their expenses with additional benefits.
This is amongst the best credit cards for United Airlines miles due to its flexible redemption options – a 1:1 points transfer to popular hotel and airline travel programs, including United.
With just a annual_fees annual fee, you can earn 3x points on shipping purchases, travel, internet, cable, phone services, etc. (on the first $150,000 spent in combined purchases).
It also comes with an amazing welcome bonus to bonus_miles_full
And valuable perks like employee cards at no extra cost, no foreign transaction fees, etc.
Credit card |
Uthrive rating
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Intro offer | Rewards rate | Annual fee | Learn more |
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Terms Apply |
Rating
4.2/5
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Intro Offer bonus_miles_full |
Reward Rates Up to 2x Miles |
Annual Fees annual_fees |
|
Terms Apply |
Rating
4.2/5
|
Intro Offer bonus_miles_full |
Reward Rates Up to 3x miles |
Annual Fees annual_fees |
|
Terms Apply |
Rating
-/5
|
Intro Offer bonus_miles_full |
Reward Rates Up to 2x miles |
Annual Fees annual_fees |
|
Terms Apply |
Rating
-/5
|
Intro Offer bonus_miles_full |
Reward Rates 1 - 2 miles for each dollar |
Annual Fees annual_fees |
|
Terms Apply |
Rating
4.1/5
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Intro Offer bonus_miles_full |
Reward Rates Up to 4 miles per $1 |
Annual Fees annual_fees |
|
Terms Apply |
Rating
4.8/5
|
Intro Offer bonus_miles_full |
Reward Rates Up to 5x Points |
Annual Fees annual_fees |
|
Terms Apply |
Rating
4.2/5
|
Intro Offer bonus_miles_full |
Reward Rates up to 10x Points |
Annual Fees annual_fees |
|
Terms Apply |
Rating
4.7/5
|
Intro Offer bonus_miles_full |
Reward Rates Up to 3 points per $1 |
Annual Fees annual_fees |
Is the United Airlines Credit Card Worth it?
The worth of a United Airlines credit card depends on your travel habits and preferences. For frequent United Flyers, these cards can offer significant value through benefits like free checked bags, priority boarding, and United Club access.
If you fly occasionally with United, the no-annual-fee United Gateway Card may be more suitable, offering basic benefits without additional costs.
The United Explorer Card stands out for its two one-time United Club passes per year, and the United Quest Card offers excellent value with its $125 credit and bonus anniversary miles.
Those seeking premium perks can opt for the high annual fee United Club Infinite Card. Consider your travel needs and compare the card’s benefits against its annual fee to determine the best United Airlines credit card and if it aligns with your spending and flying habits.
FAQs
What credit card is associated with United Airlines?
Credit cards associated with United Airlines include United Gateway℠ Card, United℠ Explorer Card, United Quest℠ Card, and United Club℠ Infinite Card.
What is the best United Airlines credit card?
The best United Airlines credit card for you would depend on your travel habits and preferences. The United℠ Explorer Card and the United Club℠ Infinite Card are popular choices among frequent United Airlines flyers.
How to apply for United Airlines credit card?
To apply for a United Airlines credit card, visit the official Chase website and navigate to the credit cards section to choose the United card you want.
Click on ‘Apply Now’ and complete the online application form with personal details. Then, just submit the application and wait to receive your United credit card in the mail after approval.
How to remove credit card from the United Airlines app?
To remove a credit card from the United Airlines app, simply login to your account, navigate to the payment section, select the card you want to remove, and follow the prompts to delete it from your account.
What credit score is needed for United Airlines credit card?
You need a good to excellent credit score, typically ranging from 670 or higher, to qualify for a United Airlines credit card.
What credit card partners with United Airlines?
Chase Bank partners with United Airlines to issue their co-branded credit cards.
How hard is it to get a United Airlines credit card?
It is not so hard to get a United Airlines credit card. You need a good to excellent credit score, usually above 670.
How much is 60,000 United miles worth?
The value of 60,000 United miles can vary depending on how you choose to redeem them, but on average they are worth $720 when used for flights, where 1 mile equals 1.2 cents.
Is United Airlines' credit card good?
United Airlines credit cards can be beneficial for frequent travelers who often fly with the airline. The card offers various valuable perks like free checked bags, priority boarding, and access to United Club lounges, making it a valuable option for loyal customers.
However, it’s essential to consider your spending habits and travel preferences to determine if this card aligns with your needs.