Capital One Business Credit Cards | How to Apply | Credit Cards

The Capital One Spark Miles for Business for Business is the best choice for travel lovers as it allows you to earn unlimited premium travel rewards.

It also comes with a generous sign-up bonus wherein you get 50,000 miles on spending $4,500 in three months.

It also has a $0 Intro APR for the first year.

Speaking of rewards, the card offers 5x miles on hotels and rental cars that you book via Capital One Travel and 2x miles on all other purchases.

It also lets you transfer those miles to 15-plus travel partners and doesn’t have a foreign transaction fee.

Additional perks include a $100 credit for Global Entry or TSA PreCheck, ® no balance transfer fee, and two free visits per year to Capital One Lounge.

The Capital One Venture X Business Card is the best choice for small businesses because it is an exceptional charge card that offers elevated travel rewards.

It offers unlimited 2X miles on every purchase. There are no caps or limitations. You also earn an extra 10X on hotels and rental cars.

The card also lets you earn 5X on flights booked through Capital One Travel. You also earn a whopping 150,000 bonus miles if you spend $30,000 within the first three months of getting the card.

It also offers free employee cards and virtual cards and a free accounts payable solution.

You also get unlimited complimentary access to Capital One Lounges and over 1300 airport lounges globally in the Partner Lounge Network of Capital One.

You can also benefit from complimentary entry for two guests per visit and up to a $100 credit for TSA PreCheck® or Global Entry every four years.

The Capital One Spark Cash Select Good Credit is a great option if you want to earn a fixed rate cashback and avoid the hassle of calculating the cashback every month.

It is offered to business owners with fair credit scores and has an annual fee of $0.

It also offers 5% cashback on hotels and rental cars that you book via Capital One Travel and 1% cashback on other purchases.

It also has no foreign transaction fee or balance transfer fee!

The Capital One Spark® Cash Select Excellent Credit is meant for business owners who want decent cashback with zero annual fees.

It offers a welcome bonus of $500 cash if you spend $4,500 within three months.

You also get 5% cashback on hotels and rental cars that you book via Capital One Travel and 1.5% cashback on all other purchases.

It doesn’t have a foreign transaction fee or balance transfer fee either.

The Capital One CLUB Business Mastercard® card offers a high reward rate and helps you to maximize your savings.

It is ideal for Frequent Bass Pro shops and Cabela’s store shoppers and has a $0 annual fee.

It helps you get $75 in CLUB Points if you manage to spend $1,000 within 60 days of card acquisition.

It also lets you enjoy 5% back in CLUB Points at Bass Pro Shops & Cabela’s, 2.5% back in CLUB Points at participating Cenex® convenience stores, and 1.5% back in CLUB Points on other purchases.

You also get to enjoy a price match with 5% less at Bass Pro Shops and Cabela’s and get access to exclusive signature events.

It doesn’t have a balance transfer fee or foreign transaction fee either.

The Capital One Spark, 1% Classic, is the right choice for business owners who want to build their credit.

It allows you to get approved even with a fair credit score, which ranges between 580 and 669.

You also get unlimited 1 percent cashback on all purchases. There is no annual fee, and you get an unlimited 5 percent cashback on hotels and rental cars that you book via Capital One Travel.

When seeking a Capital One Business Credit Card, you need to know that there are some limits you need to remember.

First is that you will only be approved for a Capital One issued card once every six months.

All the Capital One business cards you own will appear on your personal credit report. So, they will add to the Chase 5/24 count.

Though there is a limit to having two personal credit cards at a time, this doesn’t apply to Capital One business cards or co-branded cards.

You may need to share business details and your personal details for verification purposes when you apply.

You might need to provide your personal or business credit score details as well.

Share your email address and business information like business name (or your name if you are the sole proprietor), and provide your business tax identification number (or your Social Security Number)

You also need to select the “Business ownership type,” which is usually privately owned.

Then, you have to select the “Industry type” and specify the business activities by “Category” and “Specialty.” After that, you need to share the Annual business revenue.

The next step is to choose your own role or title in the business (like partner or owner). Then, you need to specify your total annual income. The final step is to specify whether you want blank checks for cash advances or not.

That’s it! You are done with the process. It will hardly take more than ten minutes if you have everything handy beforehand and you can expect the approval within 60 seconds