Top Reasons to get American Express Business Gold Credit Card
Welcome Offer
New cardholders get a lucrative bonus of 70,000 Membership Rewards Points after spending $10,000 on eligible purchases within the first 3 months of Card Membership.
This substantial bonus sets the stage for rewarding redemption options, including travel, merchandise, and more.
The card’s flexibility in earning points across various business-related categories and its robust Membership Rewards program sets it apart.
Business Gold Rewards
The Amex Business Gold Card offers a dynamic rewards structure designed to cater to diverse business spending needs.
Its versatile and generous rewards program maximizes rewards across various categories.
- 4X Points on your top 2 eligible categories, including media providers, electronic goods retailers, restaurants, gas stations, transit purchases, and monthly wireless telephone services
- 3X Points on Flights & Pre-Paid Hotels booked through AmexTravel.com
- 1X Points on all other eligible purchases
$240 Amex Business Credit
The Business Gold Card comes with a Flexible Business Credit feature, allowing cardholders to earn up to $20 in monthly statement credits and a potential annual savings of up to $240.
Users can enjoy significant savings by utilizing the card for eligible U.S. purchases at popular business services such as FedEx, Grubhub, and Office Supply Stores.
Other Perks
- Walmart+ members can enjoy exclusive shopping perks, both online and in-store at Walmart. Utilize your Business Gold credit card to pay for a monthly Walmart+ membership, subject to auto-renewal, and receive a statement credit of $12.95 each month ($155 annually).
- Go global without incurring foreign transaction fees on your purchases, as you won’t face additional charges for transactions made outside of the United States with your card.
- When booking The Hotel Collection through American Express Travel for a stay of at least two consecutive nights, you’ll benefit from a $100 experience credit and Room upgrade upon check-in.
- Apart from these American Express gold card benefits, you can also enjoy other valuable perks, such as a Baggage Insurance Plan, Trip Delay Insurance, Car Rental Loss/Damage Coverage, Cell Phone Protection, and Extended Warranty.
- Business owners can take advantage of expense management tools to help their business operations with Account Manager, Online Statements, Employee Cards, etc.
Is American Express Business Platinum Card the Right Card for you?
The Business Gold Card from American Express is an excellent choice for entrepreneurs and business owners looking for a versatile and rewarding credit card.
This card is particularly well-suited for those with varied spending habits, as it offers 4X points in categories where businesses commonly make purchases, such as advertising and dining.
The specific American Express Business Gold Card requirements include having a business ranging from a small venture to a larger company and a good to excellent credit score.
Determining whether the American Express Business Gold Card is worth it depends on your business spending habits and preferences.
The card’s robust rewards structure can be highly lucrative for businesses that align with these expenditures.
If you seek a card with flexible rewards and value points redemption options, this American Express business card is an ideal option.
The American Express business gold card annual fee is $295, and many find it worthwhile for the perks and rewards it provides.
To know if it’s the right fit, consider your spending habits and whether the card aligns with your business needs.
FAQs
What is the limit on the American Express Business Gold card?
As Amex Business Gold is not a charge card, there is no limit on it.
So, you can buy what you need with it and pay off the balance after getting the billing statement.
Is the Amex Business Gold Card metal?
The Amex Business Gold card is made of stainless steel. It weighs approximately 15 grams.
Is Amex Business Gold a charge card?
No, the Amex Business Gold is not a charge card. It requires you to pay your bill in full every month.
Usually, charge cards have a preset spending limit, but Amex business gold card does not.
How much is the American Express Gold Card for business?
The Amex gold card for business will cost you $295 per year as the amount is its annual fee.
The sea will go up to $375 on Feb 1, 2024.
Is an American Express Gold Card hard to get?
If you have a credit score of 700 or higher, then you might have no problem getting the Amex gold card.
You also need to have a good credit history, a stable income, and a tax identification number.
Is the American Express Business Gold card worth it?
Yes, the Amex Business Gold God is definitely worth it because it offers many benefits that offset the cost.
The 70,000 membership reward points, offered as a bonus and generous rewards, make it worth it.
You get 4X Points on your top 2 eligible categories, such as electronic goods retailers, media providers, restaurants, gas stations, transit purchases, monthly wireless telephone services, etc.
You also get 3X Points on Flights and pre-paid Hotels booked through AmexTravel.com and 1X Points on all other eligible purchases.
The bonus categories can be adjusted as per your spending, giving you more control.
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