Top Reasons to Get
card_name
card_name Annual Fee
This card comes with no annual fee.
Decent Rewards
2X ThankYou® Points at Supermarkets and Gas Stations on up to $6,000 spend annually and 1X ThankYou® Points on all other purchases.
card_name welcome bonus
bonus_miles_full
Intro APR for 15 Months
You will get 0% intro APR for the first 15 months after you get the card.
Other Benefits
- You earn 5 ThankYou® Points for every $1 you spend on car rentals, hotels, and attractions you book on the Citi Travel℠ Portal. Offer valid through June 30, 2024. Air travel is not included.
- It is the only credit card that automatically rounds up to the nearest 10 points every time you make a purchase. There’s no cap!
Pros and Cons of card_name
Pros
- Get 10% points back for the first 100,000 ThankYou points you redeem annually
Cons
- If you are looking to use this card for international travel, Citi rewards plus foreign transaction fees is at 3%
Is the card_name worth it?
The Citi Rewards+ Card is the right choice for people looking for a no annual fee card with 0% intro APR. It is also excellent for low spenders who are looking for a card for small purchases.
If you spend on average $500 per month on super markets and gas stations and another $100-200 per month for other purchases, you will earn $500*12*2 + $200*12*2 = 16,800 points, which can get you a return airfare for a short trip or rent a car for a short getaway.
Another Citi Rewards+ Card benefit that makes it the best card for low spenders, is that a $3 spent on coffee earns just as much rewards as a $10 spent on Uber, because rewards get automatically rounded up to the nearest 10 points on every purchase.
Overall, Citi Rewards+ is a good credit card that earns 2X rewards on gas station and grocery purchases, ongoing 5X points on Hotel & Car Rentals booked through the Citi Travel portal now through 6/30/2024 and the unique “round up” offer that makes small purchases more rewarding.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
