Top Reasons to Get the Blue Business® Plus Credit Card from American Express
No Annual Fee
The card has no annual fee, so you don’t need to worry about maximizing the rewards to justify the annual fee.
Straightforward Rewards
Every dollar you spend on purchases will get you two membership reward points till you reach the cap of $ 50,000 per year. Once that limit is exceeded, you get one membership point.
Intro APR as a Welcome Bonus
With this American Express business card, you also get 0% APR on purchases for 12 months. After that duration is over, it will change to an ongoing APR of 18.49%-26.49% (Variable and based on your credit score)
You Can Overspend, Occasionally
The card expands your buying power and gives you some wiggle room. You can spend more than the credit limit occasionally. How much you can overspend and how often depends on your credit history, card use, and payment information provided when you sought the card.
Pros and Cons
Pros
- No annual fee and a decent intro APR
- Access to several transfer partners
Cons
- The answer to AmEx blue business plus foreign transaction fee is yes, as the card has a foreign transaction fee of 2.7%
- There are spending caps on the rewards you earn
Is The Blue Business® Plus Credit Card from American Express the Right Card for You?
When someone asks is American Express blue business plus good for small business owners, the answer will always be yes. This card has zero annual fees, 0% APR for the first 12 months, and a decent rewards rate. You also get some flexibility with regard to overspending.
Though the answer to can anyone get blue business plus card is no, you can get it as a small business owner if your credit score is over 690. It is a great choice for people who want to earn rewards and avoid the hassle!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any other entities.
