While there are endless ways to earn credit card points, miles, and cashbacks like spending on your cards. Another great way to earn and maximize rewards quickly is through refer-a-friend bonus programs offered by almost every credit card issuer. The Credit Card referral bonus is loved by all, thanks to the generous offers and easy referral process that varies from bank to bank.
With a credit card referral program, the cardholder enjoys a specific amount of rewards as an incentive for successfully recommending a friend to apply for the card. You earn the bonus once your friend gets approved for a card, though there are caps in terms of how many referral bonuses you can get in a year. This guide will help you maximize cashbacks, points, and miles effortlessly from credit card referral programs and what you should expect from each card.
Chase Refer a Friend
You can refer up to 5 of your friends for a range of Chase Credit Cards annually. After you send your friends a link via text or email, a little nudging or follow-up would not hurt much. So do not wait up! Click ‘Invite Friends Now’ to avail Chase Referral Bonus from the cards you know and love! Remember, you must carry the credit card you wish to refer to your friends or family. Some lucrative Chase Referral Offers include:
Image Credit- Chase Credit Cards
American Express Refer a Friend
If you are an Amex cardholder, you may find it exciting to know that the American Express Referral System has been updated. You or your friends can pick any Amex card from the wide range of best rewarding credit cards. It allows you to earn a bonus, even by referring to a card you don’t own.
Image Credit- American Express Credit Cards
For Example– Your friend travels for work more often, so you could introduce him to the Delta SkyMiles Gold American Express Card, even if you don’t carry this card. In addition, one can earn a referral bonus from not just the card one refers to a friend, but any card his friend is approved for. For Example– Imagine you referred an American Express Platinum Card to your friend- but he got approved for the American Express Gold Card. So you will earn a referral bonus for the Amex Platinum Card, whereas your friend would earn the welcome bonus for the Amex Gold Card. The American Express Referral Bonus amount would vary from card to card.
Citi Credit Card Refer a Friend
Let’s talk about another excellent referral program offered by CitiBank. You can refer the high cashback credit cards like- Citi Double Cash Card, Citi ThankYou Premier Card, and Citi AAdvantage Platinum Select World Elite Mastercard to five of your best friends in a year. The Citi program helps you earn $100 or 10,000 bonus points once your friend gets approved for the respective card. Log In to your account to check if you are eligible for the Citi Referral Bonus.
Image Credit- Citibank Credit Cards
Capital One Refer a Friend
Capital One runs targeted referral programs for various cards. Capital One sends emails to the cardholders, offering cash backs or miles incentives for referring to a friend. It is quickly catching up with its peers- American Express and Chase. Make sure your credit card is in good standing, you don’t miss your payments, etc., to be eligible for the program. To earn your Capital One Referral Bonus, share your unique referral link with your friends and family today. A few Capital One Referral Programs are:
Image Credit- Capital One Credit Cards
Bottom line
Credit card referral bonuses are a quick and easy way to rack up on more points, miles, and cashbacks without spending any more. If you have the rewards credit card you love, why not earn extra by sharing it with your friends and family?
You can also unlock an array of valuable rewards with the Uthrive App. It helps you maximize credit card rewards with everyday purchases, so you don’t miss your bonus. Uthrive’s innovative approach notifies you of the best card and offers for your spending.
Uthrive also has a refer-a-friend program! You can earn a $25 Gift Card to save at Amazon, Starbucks, Dunkin Donuts, and more, and bless your friends’ lives with one of the best credit card management apps. Refer and earn now!
