Your Guide to Walgreens Credit Card – Tips & Tricks for 2024

Key Takeaways

The myWalgreens Mastercard offers up to 10% Walgreens Cash on store-branded products, 5% on other Walgreens purchases, and 3% on grocery and health purchases.
Manage your Walgreens credit card payments online through Synchrony Bank, or set up autopay to avoid late fees.
Easily redeem Walgreens Cash Rewards at checkout, online, or through the Walgreens app with no minimum redemption amount required.

The Walgreens credit card has gained popularity in 2024, offering rewards and perks to shoppers who regularly visit this well-known pharmacy chain.

Whether you’re a frequent Walgreens customer or someone looking to maximize your rewards on everyday purchases, the Walgreens credit card can be a smart choice.

In this guide, we’ll break down everything you need to know about the myWalgreens Mastercard, how to redeem Walgreens cash rewards, and how to make payments on your card.

We’ll also cover tips and tricks to help you get the most out of your Walgreens card and rewards program.

What Is the Walgreens Credit Card?

First things first: what exactly is the Walgreens credit card? In 2024, Walgreens offers two credit cards—myWalgreens™ Mastercard® and myWalgreens™ Credit Card. Both cards are issued by Synchrony Bank and are designed to reward loyal Walgreens shoppers.

Here’s a quick rundown of both cards:

myWalgreens Mastercard
This card can be used anywhere Mastercard is accepted. It offers generous rewards on Walgreens purchases and other categories like grocery, health, and wellness.
myWalgreens Credit Card
This card is store-specific, meaning it can only be used at Walgreens locations or on their website.

Both cards come with Walgreens Cash Rewards, allowing you to earn points and redeem them for discounts on future purchases.

While the cards share similar rewards structures, the myWalgreens Mastercard offers more flexibility for purchases outside of Walgreens.

How Do You Get a Walgreens Credit Card?

If you’re wondering, “How can I get a Walgreens card?”, the process is relatively straightforward.

Here’s how to apply:

Visit the Walgreens Website
Head over to the myWalgreens credit card page and click the “Apply Now” button. You’ll have the option to choose between the myWalgreens Mastercard and the store-specific Walgreens Credit Card.
Complete the Application
Fill out the online application with your personal information, such as your name, address, and Social Security number. You can also check for pre-approval to see if you qualify without a hard inquiry on your credit.
Submit and Wait for Approva
After submitting your application, you may get an instant decision. If approved, you’ll receive your Walgreens credit card in the mail within 7-10 business days.

Tip: Keep an eye out for Walgreens credit card pre-approval offers in your email or mail. This can give you a head start if you’re considering applying.

Rewards Structure: How Do Walgreens Cash Rewards Work?

Once you have your Walgreens credit card, the next step is to take advantage of the rewards. So, how do Walgreens cash rewards work? Both the myWalgreens Mastercard and the store credit card allow you to earn Walgreens Cash Rewards, which can be redeemed for future savings.

Here’s the breakdown:

10% Walgreens Cash on Walgreens-branded products.
5% Walgreens Cash on other Walgreens purchases.
3% Walgreens Cash on grocery and health/wellness purchases outside of Walgreens (for the myWalgreens Mastercard only).
1% Walgreens Cash on all other purchases (again, for the Mastercard version).

These rewards add up quickly if you regularly shop at Walgreens or use the myWalgreens Mastercard for everyday spending.

How to Redeem Walgreens Cash Rewards in Store

Once you’ve accumulated some rewards, you might be wondering how to redeem Walgreens cash rewards in-store. It’s simple:

At Checkout
When you’re at the checkout counter, the cashier will ask if you want to redeem your available Walgreens Cash Rewards. You can choose how much of your balance to apply to your purchase.
Walgreens App
You can also manage your rewards through the Walgreens app. It shows your current balance and lets you decide when and how much to redeem.
Walgreens.com
If you’re shopping online, your rewards balance will appear at checkout, and you can choose to apply it to your total.

Tip: There’s no minimum amount required to redeem Walgreens Cash, so you can start using rewards as soon as you earn them.

How to Use Walgreens Cash Rewards Efficiently

Wondering how to use Walgreens cash rewards for maximum benefit? Here are a few tips:

Wait for Promotions
Walgreens often runs promotions where you can earn extra cash rewards. Take advantage of these events to boost your balance quickly.
Stack with Coupons
You can use Walgreens Cash Rewards alongside manufacturer or Walgreens coupons. This double savings tactic can result in significant discounts.
Use for Essentials
Maximize your savings by using Walgreens Cash for everyday essentials like medications, toiletries, or household items. This helps you save on items you’re already buying.

Walgreens Credit Card Payment: How to Manage and Pay Your Bill

Once you start using your Walgreens credit card, managing your account and staying on top of payments is crucial. Here’s a step-by-step guide on how to make your Walgreens credit card payment.

1. Online Payments

The easiest way to pay your Walgreens credit card is online through the Synchrony Bank portal. Synchrony issues the Walgreens credit cards, and you’ll manage your account through their website.

Log in to your Synchrony account.
Navigate to the Payments section.
Choose your payment amount and date, then submit.

This method allows you to set up automatic payments as well, ensuring you never miss a due date.

2. Phone Payments

If online payments aren’t your style, you can also make your Walgreens credit card payment by phone. Simply call the Walgreens Synchrony customer service number, and follow the prompts to complete your payment.

3. Mail Payments

For those who prefer snail mail, you can send a check or money order to Synchrony Bank using the address provided on your billing statement. Just make sure to send it well in advance of the due date to avoid late fees.

Tip: Setting up autopay through Synchrony is one of the best ways to avoid missing payments and ensure that you’re always on time with your credit card bills.

Best credit cards for Walgreens

Chase Freedom Unlimited®
🔹 Rewards:
- 1.5% Cash Back on all purchases, including Walgreens.
- 5% Cash Back on travel purchased through Chase Ultimate Rewards.
- 3% Cash Back on dining and drugstores (including Walgreens).
💳 Annual Fee: annual_fees

📈 APR: reg_apr,reg_apr_type

✨ Advantages:
- No Annual Fee: Keep more of your rewards.
- Sign-Up Bonus: bonus_miles_full
- Flexible Redemption: Redeem cash back as statement credits, direct deposits, or gift cards.
- Purchase Protection: Includes extended warranty and purchase protection benefits.
- Introductory APR Offer: intro_apr_rate,intro_apr_duration
Citi® Custom Cash℠ Card
🔹 Rewards:
- 5% Cash Back on your top eligible spend category each billing cycle (includes drugstores like Walgreens) up to $500 spent.
- 1% Cash Back on all other purchases.
💳 Annual Fee: annual_fees

📈 APR: reg_apr,reg_apr_type

✨ Advantages:
- Automatic Category Selection: No need to activate; the card automatically identifies your top spending category each month.
- Flexible Redemption: Use cash back for statement credits, direct deposit, or gift cards.
- No Foreign Transaction Fees: Great for international use.
- Purchase Protection: Covers damage or theft for eligible purchases.
- Cell Phone Protection: Get coverage for eligible cell phone theft or damage when you pay your monthly bill with the card.
American Express® Gold Card
🔹 Rewards:
- 4 Membership Rewards® Points per dollar at U.S. supermarkets (up to $25,000 per year, then 1x).
- 3x Points on flights booked directly with airlines or on amextravel.com.
- 1x Points on other purchases, including Walgreens.
💳 Annual Fee: annual_fees

📈 APR: reg_apr,reg_apr_type

✨ Advantages:
- Dining Credits: Earn additional rewards or receive credits for dining purchases.
- Travel Benefits: Includes baggage insurance and car rental loss and damage insurance.
- Membership Rewards® Program: Redeem points for travel, gift cards, merchandise, or transfer to airline partners.
- Exclusive Access: Enjoy access to special events and experiences.
- No Foreign Transaction Fees: Ideal for international travelers.
Discover it® Cash Back
🔹 Rewards:
- 5% Cash Back on rotating quarterly categories (often includes drugstores like Walgreens) up to $1,500 in purchases each quarter.
- 1% Cash Back on all other purchases.
💳 Annual Fee: annual_fees

📈 APR: reg_apr,reg_apr_type

✨ Advantages:
- Cash Back Match: Discover matches all the cash back you’ve earned at the end of your first year.
- No Annual Fee: Maximize rewards without extra costs.
- Flexible Redemption: Redeem cash back at any time, automatically applied as a statement credit.
- Security Features: Freeze your account instantly via the mobile app if your card is lost or stolen.
- Free Social Security Number Alerts: Enhanced security for your personal information
Blue Cash Everyday® Card from American Express
🔹 Rewards:
- 3% Cash Back at U.S. supermarkets (up to $6,000 per year, then 1%).
- 2% Cash Back at U.S. gas stations and select department stores.
- 1% Cash Back on other purchases, including Walgreens.
💳 Annual Fee: annual_fees

📈 APR: reg_apr,reg_apr_type

✨ Advantages:
- Welcome Offer: bonus_miles_full
- No Annual Fee: Enjoy cash back rewards without any yearly cost.
- Purchase Protection: Includes return protection and purchase protection for eligible items.
- Cell Phone Protection: Get coverage for eligible cell phone theft or damage when you pay your monthly bill with the card.
- Extended Warranty: Extends the manufacturer’s warranty on eligible purchases.

Which Card is Best for Walgreens?

Maximizing Rewards at Walgreens
The Chase Freedom Unlimited® and Citi® Custom Cash℠ Card offer strong rewards on drugstore purchases, making them excellent choices for frequent Walgreens shoppers.
Additional Benefits
If you value premium benefits and are willing to pay an annual fee, the American Express® Gold Card provides superior rewards on groceries and dining, which can complement your Walgreens spending.
No Annual Fee Options
Both the Discover it® Cash Back and Blue Cash Everyday® Card from American Express offer competitive cash back rates without any annual fees, suitable for those looking to earn rewards without additional costs.

Walgreens SD Card: What Is It?

Now that we’ve covered the Walgreens credit card, let’s briefly touch on another common term you might have come across—Walgreens SD card.

This refers to the SD memory cards you can purchase at Walgreens for use in cameras, smartphones, and other devices.

While not related to the Walgreens credit card, it’s another product available in stores for customers.

Walgreens Loyalty Card: How Does It Work?

The Walgreens loyalty card is better known as the myWalgreens Card.

It’s a free rewards program that offers benefits like Walgreens Cash Rewards, personalized deals, and discounts on health-related products.

The myWalgreens loyalty card is separate from the credit card, but it works in tandem to help you earn more rewards.

You can sign up for the Walgreens loyalty card in-store, online, or through the Walgreens app.

Walgreens Cash Back Limit: Does Walgreens Offer Cash Back?

If you’re wondering about getting cash back while shopping, yes, Walgreens does offer cash back. However, there is a cash back limit at Walgreens.

Typically, the maximum cash back amount is $20 per transaction, and you must pay with a debit card to request cash back.

Unfortunately, cash back is not available with credit cards or other payment methods like Apple Pay or Google Pay.

What is myWalgreens?

If you’re still asking, “What is myWalgreens?”, it’s essentially the Walgreens rewards program.

Signing up gives you access to Walgreens Cash Rewards, personalized discounts, and health and wellness benefits. It’s free to join and works in tandem with your Walgreens credit card.

Is the Walgreens Credit Card Right for You?

In 2024, the Walgreens credit card—especially the myWalgreens Mastercard—is a great option for those who frequently shop at Walgreens and want to earn rewards on health and wellness, grocery, and other everyday purchases.

Whether you’re looking to save on prescriptions or toiletries, this card has several benefits to offer.

To get the most out of the Walgreens credit card:

Use it for everyday purchases to maximize rewards.
Redeem Walgreens Cash Rewards strategically by waiting for sales or stacking them with coupons.
Stay on top of payments with Synchrony Bank’s online portal or set up autopay to avoid fees.

If you’re a loyal Walgreens customer, this card can help you earn valuable rewards and enjoy discounts on your purchases throughout the year.